Running a successful business is a challenge. You want to be able to focus all your attention on growing and not have to worry about what might happen. That’s where the right insurance comes in. It provides peace of mind, allowing you to focus on the good stuff and not spend any time worrying about the bad. We can introduce you to insurance businesses that can help you stay protected. Below are a range of insurances we can help with, amongst money more.
Buildings insurance is designed to protect your business’s property if it’s damaged by fire, flood, burst pipes or storms. If you own the building that your business trades from, or if you’ve made changes to rented premises, Buildings Insurance is a must.
BUSINESS INTERRUPTION INSURANCE
Business Interruption Insurance covers a loss of income that your business may suffer after a disaster. Normally, the income loss that is covered will be due to a disaster related closing of a business’s premises or the rebuilding process after a disaster.
CONTRACTORS ALL RISK INSURANCE
Contractors All Risks Insurance is designed to protect employers and contractors against your responsibility for loss or damage on any building site that you or your team work on. The policy consists of three main component parts: Contract Works, Public Liability and Employers’ Liability Insurance.
A cyber insurance policy provides support and protects your business if it suffers at the hands of a hacker or experiences a data breach. It gives comprehensive cover and help with reputation management should you need it.
DIRECTORS' AND OFFICERS' LIABILITY
Directors’ and Officers’ Liability Insurance, or D&O as it is commonly known, offers financial protection against potential defence and damages costs to the owners and management team of an organisation should a claim be made against them by customers, third parties or official investigations.
EMPLOYERS' LIABILITY INSURANCE
Employers’ Liability Insurance offers a business protection against the cost of any compensation claims made by an employee who has suffered illness or injury as a result of the work at the business. In an increasingly litigious society, it’s vital for employers to have this cover.
LANDLORD'S CONTENTS INSURANCE
We offer access to bespoke insurance solutions for Landlords. Buildings often have separate insurance, so it’s crucial to provide cover for the standalone contents. Unfortunately, people don't put as much stock in looking after things if they're not theirs.
LEGAL INDEMNITY INSURANCE
Legal Indemnity Insurance has been designed to offer protection for property purchasers against issues that arise on property title or covenants. However, it is usually paid for by the seller of the property.
MACHINERY AND PLANT INSURANCE
Machinery and Plant Insurance covers equipment that is essential in, amongst others, the construction, manufacturing and engineering industries. Covering them against theft, damage and fire, helps to keep your business protected.
MOTOR FLEET INSURANCE
Motor Fleet insurance is suitable for organisations that operate with a number of vehicles that require insurance under one policy. Such businesses include taxis, company fleets, minibus and coach operators and courier companies.
PROFESSIONAL INDEMNITY INSURANCE
Professional Indemnity Insurance, often called PI, provides financial support for legal costs and compensation payments if a client takes you to court for an alleged mistake you have made when providing professional services or advice.
Ensuring that your business’s property is covered is critical. We can provide access to specialists who can understand the risks your building and contents face and provide the right cover to keep your building safe.